Stuart Charles
  • Male
  • Port Adelaide, South Australia
  • Australia
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Stuart Charles's Discussions

Moneys... and what to do with em

Started this discussion. Last reply by Penelope 7 hours ago. 18 Replies

Hello,I have spent the last year paying off all my credit card debt. I have paid off $10,000 so far, just $1,000 to go.I've been working two jobs to achieve this, and also studying part time so that…Continue

Tags: debt, career, income, saving, money

Vegetarian for a Month

Started this discussion. Last reply by Richard Apr 17. 7 Replies

Evening Gents, I read this article…Continue

Tags: diet

Work, work...

Started this discussion. Last reply by Stuart Charles May 6. 61 Replies

So, I hate my job.In my search to discover what it is I want to do I have found many, many people that feel the same.I know what I want to do now, and I am working towards it, things are looking…Continue

Hello

Started this discussion. Last reply by Pale Horse Jan 22. 1 Reply

Hello, I'm Stuart. I'm new here.I am 28, I live in Adelaide, Australia. I work as purchasing officer for a food distribution company. Which I hate. Haha. I am studying part time to become a High…Continue

 

Stuart Charles's Page

Latest Activity

Penelope replied to Stuart Charles's discussion Moneys... and what to do with em
"The current issue of Forbes magazine has an article about management expenses/loads for retirement accounts.  401(k) matches are certainly not as common as mainstream media would lead people to believe.  Whenever I've been offered a…"
7 hours ago
Penelope replied to Stuart Charles's discussion Moneys... and what to do with em
"Class thing, and your feelings about risk.  Our emergency/unemployment is 6 months' expenses, a pretty typical rule of thumb from financial advisers.  We'll never need it instantly, but we sure want it there even when stocks have…"
7 hours ago
Stuart Charles replied to Stuart Charles's discussion Moneys... and what to do with em
"i plan on retiring very young :) Yeh, the 10k is more to cover for unemployment. I have a mortgage as well, so i want to be able to cover those repayments too. thanks :)"
10 hours ago
Penelope replied to Stuart Charles's discussion Moneys... and what to do with em
"With interest rates so low, consider putting a good chunk of that $10k into very safe securities, usually government bonds.  Also, consider whether you need a whole 6-month emergency fund as an Australian.  The…"
10 hours ago
Stuart Charles replied to Stuart Charles's discussion Moneys... and what to do with em
"ah right, he's well on the way to being a fine young man then."
14 hours ago
Will replied to Stuart Charles's discussion Moneys... and what to do with em
"He's a dude, but thanks."
14 hours ago
Stuart Charles replied to Stuart Charles's discussion Moneys... and what to do with em
"Yes, education is the key here. I know nothing about this side of finance. Cheers for the tips."
15 hours ago
Stuart Charles replied to Stuart Charles's discussion Moneys... and what to do with em
"We have a public health system which is really good for emergencies. But i also have private health to cover things like dental, optical and physio. As for retirement funds, that is set up very well here. I will start paying extra into it once i…"
15 hours ago
Stuart Charles replied to Stuart Charles's discussion Moneys... and what to do with em
"That's a lovelly thing your daughter is doing. Generosity has helped me through the last year. When i do have extra money it is usally spent on my friends in the form a big home cooked meal."
15 hours ago
Stuart Charles replied to Stuart Charles's discussion Moneys... and what to do with em
"Yep, Dave Ramseys book says exactly that. Ensure you have easily accessible safety funds."
15 hours ago
Stuart Charles replied to Stuart Charles's discussion Moneys... and what to do with em
"yep, i have read that. the snowball method got me out of debt! I will most likely follow his methods, although i think the terminology is a little different here in Australia, so I will need do a bitmore research."
15 hours ago
John Muir replied to Stuart Charles's discussion Moneys... and what to do with em
"   I'd open a money market account until you get as much in it as you feel you need to keep liquid - as in you can get to it without being forced to pay a penalty or sell an asset at an inopportune time. 10k might be a bit high to…"
22 hours ago
Native Son replied to Stuart Charles's discussion Moneys... and what to do with em
"I keep my modest safety fund in the bank.  That's mostly so it's readily available in case of emergency.  And I mean real emergency, like the transmission failed in the car, or the water heater started to leak, or somebody had to…"
23 hours ago
Will replied to Stuart Charles's discussion Moneys... and what to do with em
"Serious question.  The man saved $10K Australian over the past year.  Does Ramsey have anything to offer him at this point?"
yesterday
Will replied to Stuart Charles's discussion Moneys... and what to do with em
"I should point out that saving and spending aren't the only uses for money.  Our 4-y-o has 3 piggy banks:  saving, spending, and sharing.  Frugality is a virtue, to be sure.  So's generosity."
yesterday
Will replied to Stuart Charles's discussion Moneys... and what to do with em
"I recommend Motley Fool, and I think this is the book I read:  http://www.amazon.com/The-Motley-Fool-Investment-Guide/dp/0743201736 I am still no expert, but I follow a Motley Fool recommended strategy called "Dogs of the Dow."…"
yesterday

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Website
http://losingitlargs.com
Interests
Writing, fitness, reading, film, beer.
Books
Robin Hobb, Steven King, Terry Pratchett. Anything that is out of this world
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At 4:30pm on January 20, 2014, Herb Munson said…

"Hi Stuart. Welcome to The Great Debate. Great to have you with us!

At 2:23pm on January 13, 2014, frankkwabena said…


Good Day,

How is everything with you, I picked interest on you after going through your short profile and deemed it necessary to write you immediately. I have something very vital to disclose to you, but I found it difficult to express myself here, since it's a public site.Could you please get back to me on:( mr.frankkwabena@yahoo.com.hk ) for the full details.

Have a nice day

Thanks God bless.

Mr.Frank

 
 
 

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