Nicholas Piva
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  • Mattapoisett, MA
  • United States
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Nicholas Piva's Discussions

How much money should a 18 year old have in his bank?

Started this discussion. Last reply by Aubrey J. Riley Sep 26, 2013. 30 Replies

At 18 years old how much money did you have or what you think is really good to have?Continue

Tags: money

 

Nicholas Piva's Page

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Aubrey J. Riley replied to Nicholas Piva's discussion How much money should a 18 year old have in his bank?
"-$20,000. When you turn 18 you have to go into high debt that is unavoidable to get a watered down diploma. On a more serious note on the high end save 20% of your paycheck and low end save 10%. Make sure to shop around banks to find which has the…"
Sep 26, 2013
Eric Petersen replied to Nicholas Piva's discussion How much money should a 18 year old have in his bank?
"Financial advice 101 right here."
Sep 22, 2013
Lucius Artorius Castus replied to Nicholas Piva's discussion How much money should a 18 year old have in his bank?
"Im 28, own my house, both trucks, and motorcycle, all free and clear... I have no debt to speak of aside from a student loan, and I do whatever I want when im no working without much worry of the cost. That doesnt change the fact that until I was…"
Sep 19, 2013
James replied to Nicholas Piva's discussion How much money should a 18 year old have in his bank?
"That's awesome. I wish I would have done that, you have more money right now than I do. Granted, I have 2 kids and a family to pay for on one income, but either way, that's an awesome head start you'll have!"
Sep 19, 2013
James replied to Nicholas Piva's discussion How much money should a 18 year old have in his bank?
"I always had none, because until about 2 years ago(I'm 29 now) I was TERRIBLE with money, now I'm struggling to catch up, though i Have some in the bank now and minimal debt. So since we're not that separated, TRUST ME, START NOW!!!…"
Sep 19, 2013
David F. replied to Nicholas Piva's discussion How much money should a 18 year old have in his bank?
"Rebekah's comment got me thinking. What is the point of the money in the bank.  Is it a resource to be applied for college or spending money for having fun? What are the goals of the 18 year old long and short term?"
Aug 27, 2013
Penelope replied to Nicholas Piva's discussion How much money should a 18 year old have in his bank?
"$112,000 liquid, plus another $125,000 in near-liquid securities. That's $112,000 for the first two years of college; $112,000 for the next two; $13,000 for the first few months after college while he looks for a job. In reality, when I help my…"
Aug 26, 2013
David F. replied to Nicholas Piva's discussion How much money should a 18 year old have in his bank?
"I think you should put 30% of your income in the bank for something big. But that is just an opinion. "
Aug 26, 2013
Michael D. Denny replied to Nicholas Piva's discussion How much money should a 18 year old have in his bank?
"Most of whatever you have made."
Aug 25, 2013
Native Son replied to Nicholas Piva's discussion How much money should a 18 year old have in his bank?
"If you're asking the question at age 18, you either have very little, if any cash in the bank or are already sitting on a nice pile of cash. I'd say if it's the former, I'd think accumulating least $500 to $1,000 in the bank as…"
Aug 25, 2013
Native Son replied to Nicholas Piva's discussion How much money should a 18 year old have in his bank?
"Hmmm.  You're right.  Of course totally wiping out your several thousand dollars worth of carbon-fiber or steel fixie wonder bike pretty much guarantees "replace" will win the repair or replace debate."
Aug 25, 2013
Jack Bauer replied to Nicholas Piva's discussion How much money should a 18 year old have in his bank?
"Guess it depends on where you live.  Even at 18, I wouldn't want to be caught without a car in Texas.  I commuted 30 mi. to college, though.  If the car goes down around here, you need enough liquidity to get it back up and…"
Aug 25, 2013
Jack Bauer replied to Nicholas Piva's discussion How much money should a 18 year old have in his bank?
"Eh.  If you're car isn't a POS, you probably don't need to debate replacing it over a grand or two.  Then again, we tend to drive cars 'til the wheels fall off.  Repairs, even expensive repairs or fairly regular…"
Aug 25, 2013
Nathanael replied to Nicholas Piva's discussion How much money should a 18 year old have in his bank?
"I don't recall exactly how much I had, probably at least a couple thousand from various jobs (mostly fast food).  However, I chewed through that fairly quickly in college due to living expenses and tuition that my scholarships didn't…"
Aug 25, 2013
Chuck Knight replied to Nicholas Piva's discussion How much money should a 18 year old have in his bank?
"At which point you should have the repair/replace debate."
Aug 24, 2013
Alexander Cort Bear replied to Nicholas Piva's discussion How much money should a 18 year old have in his bank?
"I hear ya there, I just had a engine head repaired a couple months back and it cost a nice sum. But I think 1000 for emergency is good at a young age, plus heck I know plenty of 18 year olds that can buy a car for $1000 bucks if need be to get them…"
Aug 24, 2013

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