"-$20,000. When you turn 18 you have to go into high debt that is unavoidable to get a watered down diploma.
On a more serious note on the high end save 20% of your paycheck and low end save 10%. Make sure to shop around banks to find which has the…"
"Im 28, own my house, both trucks, and motorcycle, all free and clear... I have no debt to speak of aside from a student loan, and I do whatever I want when im no working without much worry of the cost.
That doesnt change the fact that until I was…"
"That's awesome. I wish I would have done that, you have more money right now than I do. Granted, I have 2 kids and a family to pay for on one income, but either way, that's an awesome head start you'll have!"
"I always had none, because until about 2 years ago(I'm 29 now) I was TERRIBLE with money, now I'm struggling to catch up, though i Have some in the bank now and minimal debt. So since we're not that separated, TRUST ME, START NOW!!!…"
"Rebekah's comment got me thinking.
What is the point of the money in the bank. Is it a resource to be applied for college or spending money for having fun?
What are the goals of the 18 year old long and short term?"
"A couple million dollars. What, you don't have a couple million dollars in your account and your 18? Damn, you're a slacker, get off your lazy butt and make some money!
OK, jokes aside. Are you going to college (in…"
"$112,000 liquid, plus another $125,000 in near-liquid securities. That's $112,000 for the first two years of college; $112,000 for the next two; $13,000 for the first few months after college while he looks for a job.
In reality, when I help my…"
"If you're asking the question at age 18, you either have very little, if any cash in the bank or are already sitting on a nice pile of cash.
I'd say if it's the former, I'd think accumulating least $500 to $1,000 in the bank as…"
"Hmmm. You're right. Of course totally wiping out your several thousand dollars worth of carbon-fiber or steel fixie wonder bike pretty much guarantees "replace" will win the repair or replace debate."
"Guess it depends on where you live. Even at 18, I wouldn't want to be caught without a car in Texas. I commuted 30 mi. to college, though. If the car goes down around here, you need enough liquidity to get it back up and…"
"Eh. If you're car isn't a POS, you probably don't need to debate replacing it over a grand or two. Then again, we tend to drive cars 'til the wheels fall off. Repairs, even expensive repairs or fairly regular…"
"I don't recall exactly how much I had, probably at least a couple thousand from various jobs (mostly fast food). However, I chewed through that fairly quickly in college due to living expenses and tuition that my scholarships didn't…"
"Virtually all businessmen have something to sell and some are better at it than others. It is exactly the same with politicians.
The primary rule of selling is very simple: Find out what the potential customers want and give it to…"
"At bottom, the reasons the GOP Establishment was and is surprised by the Fonald are quite simple:
First, Trump is first and foremost a salesman. He's of the "could sell ice boxes to Eskimos" breed of salesman, able to weave a…"
"Sure, I have a few.
What formed your realization?
You're "coming out." What's the significance to others in your life, do you think?
...and what's the significance to you?
Welcome! I suppose I'm one who can…"
"Hmm. Cronyism and nationalist populism. Sounds like a description of the electoral campaigns of '92, '96, and '00.
1892, 1896, and 1900 that is.
"Mr. Bryan. Paging Mr. William Jennings Bryan to the podium.""
"It's probably too late for Bernie in California. The Sanders campaign hasn't had much (one office) of a state organization in place until last week. Meanwhile the Clinton campaign was organized, up, and running months before she formally…"
Hey everyone! I'm a 23 year old (cis) man from the UK. I'm both asexual and aromantic, as I only realised a couple of months ago. I'm currently at uni studying education, but I want to go into psychology rather than teaching. Currently I'm only out as aro-ace to my friends on Reddit, not to my friends at uni. Any questions?See More