"-$20,000. When you turn 18 you have to go into high debt that is unavoidable to get a watered down diploma.
On a more serious note on the high end save 20% of your paycheck and low end save 10%. Make sure to shop around banks to find which has the…"
"Im 28, own my house, both trucks, and motorcycle, all free and clear... I have no debt to speak of aside from a student loan, and I do whatever I want when im no working without much worry of the cost.
That doesnt change the fact that until I was…"
"That's awesome. I wish I would have done that, you have more money right now than I do. Granted, I have 2 kids and a family to pay for on one income, but either way, that's an awesome head start you'll have!"
"I always had none, because until about 2 years ago(I'm 29 now) I was TERRIBLE with money, now I'm struggling to catch up, though i Have some in the bank now and minimal debt. So since we're not that separated, TRUST ME, START NOW!!!…"
"Rebekah's comment got me thinking.
What is the point of the money in the bank. Is it a resource to be applied for college or spending money for having fun?
What are the goals of the 18 year old long and short term?"
"A couple million dollars. What, you don't have a couple million dollars in your account and your 18? Damn, you're a slacker, get off your lazy butt and make some money!
OK, jokes aside. Are you going to college (in…"
"$112,000 liquid, plus another $125,000 in near-liquid securities. That's $112,000 for the first two years of college; $112,000 for the next two; $13,000 for the first few months after college while he looks for a job.
In reality, when I help my…"
"If you're asking the question at age 18, you either have very little, if any cash in the bank or are already sitting on a nice pile of cash.
I'd say if it's the former, I'd think accumulating least $500 to $1,000 in the bank as…"
"Hmmm. You're right. Of course totally wiping out your several thousand dollars worth of carbon-fiber or steel fixie wonder bike pretty much guarantees "replace" will win the repair or replace debate."
"Guess it depends on where you live. Even at 18, I wouldn't want to be caught without a car in Texas. I commuted 30 mi. to college, though. If the car goes down around here, you need enough liquidity to get it back up and…"
"Eh. If you're car isn't a POS, you probably don't need to debate replacing it over a grand or two. Then again, we tend to drive cars 'til the wheels fall off. Repairs, even expensive repairs or fairly regular…"
"I don't recall exactly how much I had, probably at least a couple thousand from various jobs (mostly fast food). However, I chewed through that fairly quickly in college due to living expenses and tuition that my scholarships didn't…"
"I would have to agree there, it is often heartbreaking but it really does improve their quality of life, especially if the family visits frequently. Having a 24 hour staff of professionals to make sure they get the care they need, and often some…"
"I worked as a certified nursing assistant in a nursing home for a couple of years. You have to understand my job description was changing adult briefs and helping assist in ADLs, I agree this is a big problem. The potential skin breakdown from not…"
"They are an easy disarm if the person is willing to be harmed to take it away from you. If they aren't willing it is tougher, some martial artists could probably do it. I think the best tool you have for disarming is surprise, if they already…"
"I can only trace the Fraser Scottish side back to 1700, too many people named Thomas Fraser who named their sons Thomas Fraser. The records I need haven't been digitized yet so there's still hope. The Buchanan side from my mother can be…"
"That is a LITTLE far! I shave my head myself now, but it would be fun to have a barber do it occasionally. There are a few expensive "gentlemen's lounges" that do headshaves. I'll need to save up my pennies.…"
"Bit of an update and another question:
- I weighed in at 150 lbs. today, so a gain of eight pounds so far. I know it's not gainz, but it's progress, and it seems like every one of those pounds has been a fight. But, as I said, progress.…"