Joseph Cartieri
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  • Pittsburgh, PA
  • United States
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Joseph Cartieri's Discussions

Managing Money

Started this discussion. Last reply by William W. How Mar 21, 2013. 7 Replies

In December of 2011, I joined this board after being a fan on the site for a few years. I sought help in trying to find a way to avoid collapsing under the pressures on being a new father, and…Continue

How to manage your plate

Started this discussion. Last reply by KPC Jan 3, 2012. 14 Replies

I suppose I should provide a disclaimer before seeking some real help. I am 23, with a girlfriend that is 8 years older then I am, and my son who is 8 months. I barely passed high school and that's…Continue

Tags: help

 

Joseph Cartieri's Page

Latest Activity

William W. How replied to Joseph Cartieri's discussion Managing Money
"P.S. To back up our claims that your problem is income, and not money management (and that your income problems are a symptom of bigger problems beyond your control), I recommend the new book "Pound Foolish" about how the personal finance…"
Mar 21, 2013
Rick Shelton replied to Joseph Cartieri's discussion Managing Money
"I had a dream (I know it's been said before).  In this dream I was managing a shoe department (which is NOT what I'm doing currently) for a large, expensive department store.  A group of corporate types came into the store one…"
Mar 21, 2013
Rob replied to Joseph Cartieri's discussion Managing Money
"Don't sell yourself short. Most people have far more potential than they realize. You don't need to rack your brains out trying to figure out a niche in life, you just need to open up your mind to possibilities and opportunities, and then…"
Mar 21, 2013
Rick Shelton replied to Joseph Cartieri's discussion Managing Money
"turn it around.  I know for a fact that if you look at the doom and gloom side of things that's exactly what you will see, turn it around and look at what you have that you love, your wife, your son, your family, your friends, cooking;…"
Mar 21, 2013
William W. How replied to Joseph Cartieri's discussion Managing Money
"I agree with JB. Anyone getting a refund should up their with holdings, IMO. Especially people who feel they are or actually are cash-poor. Worst that can happen is you owe money in April 2014, and there's really very little the IRS can do…"
Mar 21, 2013
Joseph Cartieri updated their profile
Mar 21, 2013
Joseph Cartieri replied to Joseph Cartieri's discussion Managing Money
"I left Aflac because it was commission based and at the end of the day, I was not nearly as happy as I am when I put in a long day of hard work. I wasn't making that much more then I am now, so I suppose why I left is a moot point. We…"
Mar 21, 2013
Jack Bauer replied to Joseph Cartieri's discussion Managing Money
"You have an income problem.  $10/hr is not enough for a family of four, no matter what you change on your W4.  You need a plan for getting a better job.  Why'd you leave Aflac for a $10/hr. restaurant job? Were you making less…"
Mar 21, 2013
Joseph Cartieri posted a discussion

Managing Money

In December of 2011, I joined this board after being a fan on the site for a few years. I sought help in trying to find a way to avoid collapsing under the pressures on being a new father, and someone making very little money.Now in 2013, My eldest Son is almost 2, and my new Son is 2 months. My relationship has survived a lot of terrible moments, but it is well worth it. I left my white collar job at Aflac to return to the restaurant industry, and it seems like everything is going…See More
Mar 21, 2013
KPC replied to Joseph Cartieri's discussion How to manage your plate
"Hi Joseph, You are doing the right thing by reaching out.  I can only echo what everyone else has said.  Living within your means is a dance marathon, but its one marathon you have to WIN.  And it sounds like you've already…"
Jan 3, 2012
Tony A replied to Joseph Cartieri's discussion How to manage your plate
"All the advice is spot on so far. I would wager that most everyone on this site has had lean times in their life, myself included. The most important thing is what Mike D brought up (IMO) - You both have to be on the same page and understand where…"
Jan 2, 2012
Mike D. replied to Joseph Cartieri's discussion How to manage your plate
"So does she understand your troubles?  Does she know there are overdue bills?  If she doesn't know you need to handle the situation differently than if she knows and she's being immature. Talk to her about the future, and how…"
Dec 30, 2011
Joseph Cartieri replied to Joseph Cartieri's discussion How to manage your plate
"Sorry about that, I worded that wrong. What I meant to say is that if things don't get better (both of us being more careful with our spending, and be cautious and calculated about our choices) then I do see nothing but trouble coming our way,…"
Dec 30, 2011
Mike D. replied to Joseph Cartieri's discussion How to manage your plate
"Does she know what you're going through or is she ignorant to it?  It's one thing if she doesn't think things are as bad as they really are, it's a whole other story if she knows how bad things are and wants to keep…"
Dec 30, 2011
Joseph Cartieri replied to Joseph Cartieri's discussion How to manage your plate
"The only anger issue I have it driving fast to work. I would never take anything out on my son; he is the most important and precious thing in my life. It can be difficult whenever my girlfriend who is 8 years older then me doe's not want to…"
Dec 29, 2011
J. Hughes replied to Joseph Cartieri's discussion How to manage your plate
"Welcome to life... Wife, kids, job, debt and not enough left over to butter a piece of bread at the end of the month. The budget thing is critical and very simple, what goes out cannot be more than what comes in. Period, does not work otherwise.…"
Dec 29, 2011

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