Dakota Caraway
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Dakota Caraway's Discussions

Looking into a new Profession: Electrician

Started this discussion. Last reply by Jay D Mar 14. 4 Replies

I've been thinking about leaving the Pharmacy Tech. World and becoming an Electrician.  There are a lot of physical comforts, no heavy lifting, A/C work space. At times: Simple and easy fixes.…Continue

Paying off Debt

Started this discussion. Last reply by Dakota Caraway Feb 18. 17 Replies

Just a walkthrough of what's going on:So, in the span of one year, I managed to pay off a 7.5k Student loan with a 6.55% interest rate.  I feel happy, in a sense that knocks my payments down from…Continue

Paying off Student loans

Started this discussion. Last reply by Penelope Sep 21, 2015. 22 Replies

I'm about 23,000 in debt to 4 loans.  I'm wanting to pay them of as fast as I can, but will paying them off as fast as I can pass up opportunities?  I'd say my net income is below 20,000.  I make…Continue

Daily numbness

Started this discussion. Last reply by Al Raebuck May 26, 2015. 28 Replies

Eh, I think I've fallen into a little rut.  Work is the same old same old, hours fluctuate, I'm scheduled week to week like everyone else, and it doesn't give you the best planning.  Most plans have…Continue

 

Dakota Caraway's Page

Latest Activity

Jay D replied to Dakota Caraway's discussion Looking into a new Profession: Electrician
"I started my career as a industrial electrician but i gave up this path with the financial crisis 2008. When the industry didn't hire i took the chance to go back to school and then college. Just going to give you a few pro´s and…"
Mar 14
Stewart M. Davenport replied to Dakota Caraway's discussion Looking into a new Profession: Electrician
"I made the change from a dead end job to a career as an electrician six months ago. I love my job! I see different places every day, and there are new things to learn. It's hardly ever boring. The apprenticeship program is nice. I work and live…"
Feb 19
Dakota Caraway replied to Josh's discussion Armpits shaving or not?
"After a few articles, it boils down to this: 1.Aid the wicking of sweat away from the skin 2.Reduce friction between the thorax and upper arm 3.Facilitate the release of sex pheromones Number 3 was kinda... odd, but a study was done and ah... yeh."
Feb 19
Dakota Caraway replied to Dakota Caraway's discussion Looking into a new Profession: Electrician
"I'm a technician, I assist the pharmacist and customers.  Where I'm mostly put is where I have to interact with customers constantly whilst doing side jobs on down time. When you get up to the counter, I'm the guy wearing scrubs…"
Feb 19
Sir replied to Dakota Caraway's discussion Looking into a new Profession: Electrician
"Are you a pharmacist, or an assistant?  If it's assistant, surely it's dead-end, right? I can understand why you'd want out:  every time I go to a drugstore, I see a bunch of people typing into computers instead of…"
Feb 18
Dakota Caraway replied to Dakota Caraway's discussion Paying off Debt
"that's what It says in the book.  Get to 1k (1.3k probably in a newer addition) as fast as you can, then pay down your debts as fast as possible.  Then, afterwards, pay in until you reach 5k, and start saving as fast as possible."
Feb 18
Dakota Caraway posted a discussion

Looking into a new Profession: Electrician

I've been thinking about leaving the Pharmacy Tech. World and becoming an Electrician.  There are a lot of physical comforts, no heavy lifting, A/C work space. At times: Simple and easy fixes. Alright benefits.  Also, polite and grateful customers... sometimes.The downside?  Customer service: people not understanding their insurance and taking it out on you.  People dangling their health over your head to manipulate you. Certain Co-workers seem to not care, and at times you are affected by piss…See More
Feb 18
Jack Bauer replied to Dakota Caraway's discussion Paying off Debt
"That first savings plan is WAY too slow. In my opinion. Ramsey's first level emergency fund is supposed to be quick. Maybe a month or two, depending on your income and what you can sell. $1,300 over a year isn't much at all. JB"
Jan 13
Native Son replied to Dakota Caraway's discussion Paying off Debt
"Here's a simple pair of alternate "savings plans." 1. Go modest. If you start with $25.00/week, that's $1300.00 put away over a year. At least you've achieved Mr. Ramsy's first level of emergency fund savings. 2. When…"
Jan 13
Forge replied to Dakota Caraway's discussion Paying off Debt
"Just a thought, you might shop around for better rates. I know that savings accounts arent really an "investment", but I'm mindful of pennies.... they add up. Also, I found it really helpful to open a savings account at a bank OTHER…"
Jan 13
jazzgirl205 replied to Dakota Caraway's discussion Paying off Debt
"Whatever you are making, convince yourself you are making half of that and budget accordingly.  If you make 70K, budget for $35K.  After insurance, taxes, and many other fees, takehome is pretty much half anyway.  At least put 10% a…"
Jan 12
Dakota Caraway replied to Pale Horse's discussion What's the Deal With AoM?
"Have you ever thought about mentoring, Jack?"
Jan 9
Dakota Caraway replied to Specs's discussion Eat and Drink Local.
""I at least know it won't blow up my gut when I'm on the road and have something important to do." Yet..."
Sep 26, 2015
Dakota Caraway replied to Specs's discussion Eat and Drink Local.
"I think NJ, if I'm not mistaken, has some of the better produce out there."
Sep 26, 2015
Dakota Caraway replied to Specs's discussion Eat and Drink Local.
"Sysco, Keith's, Aramark.  A lot of the food logistics comes from them."
Sep 26, 2015
Penelope replied to Dakota Caraway's discussion Paying off Student loans
"If you're laid off, you send a copy of your unemployment award with a form from the loan company, and you get a 6-month deferral."
Sep 21, 2015

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