Dakota Caraway
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Dakota Caraway's Discussions

Paying off Student loans

Started this discussion. Last reply by Regular Joe yesterday. 13 Replies

I'm about 23,000 in debt to 4 loans.  I'm wanting to pay them of as fast as I can, but will paying them off as fast as I can pass up opportunities?  I'd say my net income is below 20,000.  I make…Continue

Daily numbness

Started this discussion. Last reply by Al Raebuck May 26. 28 Replies

Eh, I think I've fallen into a little rut.  Work is the same old same old, hours fluctuate, I'm scheduled week to week like everyone else, and it doesn't give you the best planning.  Most plans have…Continue

Debit Card number and Info. stolen

Started this discussion. Last reply by Penelope Apr 30, 2014. 10 Replies

Alright, so here's the skinny.  I looked up my account history today with my bank and was shocked to find out that I had a 10 dollar charge and a 148 dollar charge on my account to separate internet…Continue

Interesting article about men

Started this discussion. Last reply by JonEdanger Oct 30, 2013. 15 Replies

Why We as Women Need to Ease Up On MenThis sums up basically issues that are hit here and…Continue

Tags: relationships, women

 

Dakota Caraway's Page

Latest Activity

Regular Joe replied to Dakota Caraway's discussion Paying off Student loans
"23K in the hole for as 12$/hour job? Yikes.  It wouldn't hurt to pay a few bucks for an hour with a financial planner (independent; not affiliated with a financial institution) for him/her to tell you what your best options are. I know…"
yesterday
Dakota Caraway replied to Braeden's discussion My Fellow Americans, What Nation are you From?
"The Californians seem to be around the Austin and Houston area."
Monday
Anders Kanten replied to Dakota Caraway's discussion Paying off Student loans
"To have a few loans is still pretty normal. Sure, life feels better when you do not owe any man anything - but don`t sweat it too much as long as it is managable. "
Aug 28
Penelope replied to Dakota Caraway's discussion Paying off Student loans
"I didn't defer when I was under-employed, but I don't regret deferring when I was unemployed. Something's gotta give. Student loans, or healthcare, or rent. I do understand, though I often forget, that I have a very low interest rate…"
Aug 28
Penelope replied to Dakota Caraway's discussion Paying off Student loans
"Also, most USA student loans are guaranteed by our government, which means the government also writes the loan terms, more or less. But not all student loans are guaranteed by our government. It's hard to consolidate the 2 types of loans, and…"
Aug 28
Dakota Caraway replied to Dakota Caraway's discussion Paying off Student loans
"If I had the large chunk of money, I wouldn't be in my current predicament."
Aug 27
Native Son replied to Dakota Caraway's discussion Paying off Student loans
"If I may...If you can pay the loans off in 5 years go for it.  At least your repayment plan lets you pay ahead (Years ago, I had a consumer loan that had two options: The full amount of the loan or the scheduled payment. Period.). You need to…"
Aug 27
Anders Kanten replied to Dakota Caraway's discussion Paying off Student loans
"Loan consolidation is the word I was looking for, yes. If you do not seek out those ads but arrange a meeting in your bank and ask for it, or atleast, your options. That might help a lot. If you could loan the…"
Aug 27
Vendetta replied to Dakota Caraway's discussion Paying off Student loans
"Yes, you can pay off your loans if you have a large chunk of money... The only problem is having the large chunk of money.  Checks are basically a really slow version of an debit card transaction. Instead of swiping your card, you give someone…"
Aug 27
Anders Kanten replied to Dakota Caraway's discussion Paying off Student loans
"I do not get your american ways of banking? Can you not just pay down everything at once if you got a large chunk of money? How so? I do not get checks either? It is so old-school basically no-one in Europe knows how it even works. Our forefathers…"
Aug 27
Vendetta replied to Dakota Caraway's discussion Paying off Student loans
"Unless this is some sort of unique loan, you can't pay ahead.  You can pay 8 months worth of payments at once, but your bill will still be coming in every month, just with a (slightly) smaller minimum payment. Unfortunately, its not like…"
Aug 27
David F. replied to Dakota Caraway's discussion Paying off Student loans
"You can't pay ahead.  You can put the money in a side account. Talk to your parents about the living situation.  They may be happy to have you in the house especially if you chip in for food / power.   One thing that I think is…"
Aug 27
Anders Kanten replied to Dakota Caraway's discussion Paying off Student loans
"What about living in an RV, a trailer or even better, a boat?  You can get really cheap boats which are good for recreation and living. You could save money by not being landlocked and invite the babes for a cruise on your yacht ;) I live at…"
Aug 27
Penelope replied to Dakota Caraway's discussion Paying off Student loans
"Here's how my consolidated federal loans work:   Normally, I have automatic payments. These payments are equal for each month of the repayment period, like a mortgage payment. The loan servicer calculates how much of that payment is…"
Aug 27
Dakota Caraway posted a discussion

Paying off Student loans

I'm about 23,000 in debt to 4 loans.  I'm wanting to pay them of as fast as I can, but will paying them off as fast as I can pass up opportunities?  I'd say my net income is below 20,000.  I make over 12 bucks an hour and work 40hrs a week. (We are not allowed overtime.  We will be punished for it "severely")  It's a job, but it's not what I majored in.  I'll say that...I can double the amount I pay in and get it out of the way in 5 years, or really pinch it and get it down in little as 2.5-3…See More
Aug 27
Dakota Caraway replied to ClubmanPinaud's discussion Hello all. Does anyone still use iodine on their cuts?
"All about that Campho Phenique."
Jul 27

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