"Hey Rob, I've been depressed for as long as I can remember, probably since my junior high years. I was very smart, but I couldn't concentrate in school, so I was always in trouble with my highly academic parents and with my teachers.…"
"First of all, and most importantly.. Make sure that she understands that this is NOT a handout, and that you are investing. Never "lend" money to a family member or friend and expect to get it back.
If you decide to go for a larger…"
"Yea, you'll want insurance for the meds. My meds would cost $270 if I didn't have insurance. But yeah if you do make the plunge, just remember to take the meds like every 24 hours on or as close to the dot as possible."